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credit union

Andrews School

Andrews, TX · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Andrews School is a credit union based in Andrews, Texas, established in 1956, with $7 million in total assets serving 813 members. By Trust Grade it ranks 25th of 379 credit unions we track in Texas. Its net worth ratio of 28.6% is stronger than 93% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Andrews School appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.6M
<$100M institution
Members
813
Shares & deposits
Net worth ratio
28.6%
Top 7% of <$100M peers · Texas median 13.5%
Return on assets
1.3%
Top 22% of <$100M peers · Texas median 0.58%
Rank in Texas
#25
of 379 credit unions

How Andrews School compares to Texas peers

Net worth ratio
Top 7% of <$100M peers
Andrews School
28.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Andrews School
1.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Andrews School

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (28.6% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Andrews School over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Andrews School insured?

Yes. Andrews School is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Andrews School: frequently asked questions

Is Andrews School a good credit union?

Andrews School earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (28.6% capital ratio); Strongly profitable (ROA 1.26%).

Is Andrews School NCUA-insured?

Yes. Andrews School is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Andrews School?

Andrews School holds $7 million in total assets, ranking 25th of 379 credit unions we track in Texas. It serves 813 members.

Does Andrews School have CFPB complaints?

No CFPB complaints against Andrews School appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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