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credit union

Galveston Government Employees

Dickinson, TX · Est. 1933
C
Trust Grade
Average
Score: 77/100

Galveston Government Employees is a credit union based in Dickinson, Texas, established in 1933, with $7 million in total assets serving 1,742 members. By Trust Grade it ranks 338th of 379 credit unions we track in Texas. Its net worth ratio of 10.3% trails most similarly sized credit unions (20th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.74% return on assets), a point to watch. No consumer complaints against Galveston Government Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.9M
<$100M institution
Members
1,742
Shares & deposits
Net worth ratio
10.3%
Bottom 20% of <$100M peers · Texas median 13.5%
Return on assets
-0.7%
Bottom 10% of <$100M peers · Texas median 0.58%
Rank in Texas
#338
of 379 credit unions

How Galveston Government Employees compares to Texas peers

Net worth ratio
Bottom 20% of <$100M peers
Galveston Government
10.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
Galveston Government
-0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Galveston Government Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (10.3% capital ratio)
  • Unprofitable over the period (ROA -0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Galveston Government Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Galveston Government Employees insured?

Yes. Galveston Government Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Galveston Government Employees: frequently asked questions

Is Galveston Government Employees a good credit union?

Galveston Government Employees earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Unprofitable over the period (ROA -0.74%).

Is Galveston Government Employees NCUA-insured?

Yes. Galveston Government Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Galveston Government Employees?

Galveston Government Employees holds $7 million in total assets, ranking 338th of 379 credit unions we track in Texas. It serves 1,742 members.

Does Galveston Government Employees have CFPB complaints?

No CFPB complaints against Galveston Government Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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