Matagorda County
Matagorda County is a credit union based in Bay City, Texas, established in 1961, with $37 million in total assets serving 2,460 members. By Trust Grade it ranks 71st of 379 credit unions we track in Texas. Its net worth ratio of 16.7% is stronger than 65% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Matagorda County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Matagorda County compares to Texas peers
How we graded Matagorda County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Matagorda County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Matagorda County insured?
Yes. Matagorda County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Matagorda County: frequently asked questions
Is Matagorda County a good credit union?
Matagorda County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 1.47%).
Is Matagorda County NCUA-insured?
Yes. Matagorda County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Matagorda County?
Matagorda County holds $37 million in total assets, ranking 71st of 379 credit unions we track in Texas. It serves 2,460 members.
Does Matagorda County have CFPB complaints?
No CFPB complaints against Matagorda County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
