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credit union

Mid-Tex

Brownwood, TX · Est. 1961
87/ 100
Trust Grade
Strong
87 out of 100

Mid-Tex is a credit union based in Brownwood, Texas, established in 1961, with $37 million in total assets serving 3,197 members. By Trust Grade it ranks 261st of 379 credit unions we track in Texas. Its net worth ratio of 9.0% trails most similarly sized credit unions (10th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Mid-Tex appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.9M
<$100M institution
Members
3,197
Shares & deposits
Net worth ratio
9.0%
Bottom 10% of <$100M peers · Texas median 13.5%
Return on assets
1.0%
Top 31% of <$100M peers · Texas median 0.58%
Rank in Texas
#261
of 379 credit unions

How Mid-Tex compares to Texas peers

Net worth ratio
Bottom 10% of <$100M peers
Mid-Tex
9.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
Mid-Tex
1.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mid-Tex

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
87/100
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Mid-Tex over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mid-Tex insured?

Yes. Mid-Tex is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mid-Tex: frequently asked questions

Is Mid-Tex a good credit union?

Mid-Tex earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 1.00%).

Is Mid-Tex NCUA-insured?

Yes. Mid-Tex is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mid-Tex?

Mid-Tex holds $37 million in total assets, ranking 261st of 379 credit unions we track in Texas. It serves 3,197 members.

Does Mid-Tex have CFPB complaints?

No CFPB complaints against Mid-Tex appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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