Aspire
Aspire is a credit union based in Lufkin, Texas, established in 1952, with $38 million in total assets serving 2,636 members. By Trust Grade it ranks 65th of 379 credit unions we track in Texas. Its net worth ratio of 20.2% is stronger than 79% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against Aspire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Aspire compares to Texas peers
How we graded Aspire
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.2% capital ratio)
- Strongly profitable (ROA 1.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Aspire over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Aspire insured?
Yes. Aspire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Aspire: frequently asked questions
Is Aspire a good credit union?
Aspire earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.2% capital ratio); Strongly profitable (ROA 1.80%).
Is Aspire NCUA-insured?
Yes. Aspire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Aspire?
Aspire holds $38 million in total assets, ranking 65th of 379 credit unions we track in Texas. It serves 2,636 members.
Does Aspire have CFPB complaints?
No CFPB complaints against Aspire appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
