Pear Orchard
Pear Orchard is a credit union based in Beaumont, Texas, established in 1965, with $890 thousand in total assets serving 315 members. By Trust Grade it ranks 208th of 379 credit unions we track in Texas. Its net worth ratio of 23.8% is stronger than 87% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Pear Orchard appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pear Orchard compares to Texas peers
How we graded Pear Orchard
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.8% capital ratio)
- Profitable (ROA 0.06%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Pear Orchard over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pear Orchard insured?
Yes. Pear Orchard is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pear Orchard: frequently asked questions
Is Pear Orchard a good credit union?
Pear Orchard earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (23.8% capital ratio); Profitable (ROA 0.06%).
Is Pear Orchard NCUA-insured?
Yes. Pear Orchard is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pear Orchard?
Pear Orchard holds $1 million in total assets, ranking 208th of 379 credit unions we track in Texas. It serves 315 members.
Does Pear Orchard have CFPB complaints?
No CFPB complaints against Pear Orchard appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
