Empowerment Community Development
Empowerment Community Development is a credit union based in Houston, Texas, established in 2006, with $705 thousand in total assets serving 583 members. By Trust Grade it ranks 378th of 379 credit unions we track in Texas. Its net worth ratio of 7.3% trails most similarly sized credit unions (3th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-16.21% return on assets), a point to watch. No consumer complaints against Empowerment Community Development appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Empowerment Community Development compares to Texas peers
How we graded Empowerment Community Development
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Unprofitable over the period (ROA -16.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Empowerment Community Development over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Empowerment Community Development insured?
Yes. Empowerment Community Development is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Empowerment Community Development: frequently asked questions
Is Empowerment Community Development a good credit union?
Empowerment Community Development earns a Bankzia Trust Grade of F (56/100, "Weak"), based on a financial-strength score of 56/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Unprofitable over the period (ROA -16.21%).
Is Empowerment Community Development NCUA-insured?
Yes. Empowerment Community Development is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Empowerment Community Development?
Empowerment Community Development holds $1 million in total assets, ranking 378th of 379 credit unions we track in Texas. It serves 583 members.
Does Empowerment Community Development have CFPB complaints?
No CFPB complaints against Empowerment Community Development appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
