Germania
Germania is a credit union based in Brenham, Texas, established in 1985, with $19 million in total assets serving 2,535 members. By Trust Grade it ranks 172nd of 379 credit unions we track in Texas. Its net worth ratio of 12.4% trails most similarly sized credit unions (37th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Germania appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Germania compares to Texas peers
How we graded Germania
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Germania over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Germania insured?
Yes. Germania is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Germania: frequently asked questions
Is Germania a good credit union?
Germania earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.40%).
Is Germania NCUA-insured?
Yes. Germania is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Germania?
Germania holds $19 million in total assets, ranking 172nd of 379 credit unions we track in Texas. It serves 2,535 members.
Does Germania have CFPB complaints?
No CFPB complaints against Germania appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
