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credit union

Coastlife

Corpus Christi, TX · Est. 1965
A
Trust Grade
Excellent
Score: 92/100

Coastlife is a credit union based in Corpus Christi, Texas, established in 1965, with $517 million in total assets serving 34,532 members. By Trust Grade it ranks 200th of 379 credit unions we track in Texas. Its net worth ratio of 11.6% is stronger than 55% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Coastlife appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$517.5M
$100M–1B institution
Members
34,532
Shares & deposits
Net worth ratio
11.6%
Top 45% of $100M–1B peers · Texas median 13.5%
Return on assets
0.4%
Bottom 32% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#200
of 379 credit unions

How Coastlife compares to Texas peers

Net worth ratio
Top 45% of $100M–1B peers
Coastlife
11.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Coastlife
0.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Coastlife

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coastlife over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coastlife insured?

Yes. Coastlife is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coastlife: frequently asked questions

Is Coastlife a good credit union?

Coastlife earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.43%).

Is Coastlife NCUA-insured?

Yes. Coastlife is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coastlife?

Coastlife holds $517 million in total assets, ranking 200th of 379 credit unions we track in Texas. It serves 34,532 members.

Does Coastlife have CFPB complaints?

No CFPB complaints against Coastlife appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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