Genco
Genco is a credit union based in Waco, Texas, established in 1953, with $491 million in total assets serving 38,363 members. By Trust Grade it ranks 18th of 379 credit unions we track in Texas. Its net worth ratio of 13.8% is stronger than 79% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against Genco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Genco compares to Texas peers
How we graded Genco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Genco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Genco insured?
Yes. Genco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Genco: frequently asked questions
Is Genco a good credit union?
Genco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.80%).
Is Genco NCUA-insured?
Yes. Genco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Genco?
Genco holds $491 million in total assets, ranking 18th of 379 credit unions we track in Texas. It serves 38,363 members.
Does Genco have CFPB complaints?
No CFPB complaints against Genco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
