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credit union

Members First

Corpus Christi, TX · Est. 1938
A
Trust Grade
Excellent
Score: 98/100

Members First is a credit union based in Corpus Christi, Texas, established in 1938, with $191 million in total assets serving 12,657 members. By Trust Grade it ranks 81st of 379 credit unions we track in Texas. Its net worth ratio of 22.6% is stronger than 99% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Members First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$190.7M
$100M–1B institution
Members
12,657
Shares & deposits
Net worth ratio
22.6%
Top 1% of $100M–1B peers · Texas median 13.5%
Return on assets
1.1%
Top 27% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#81
of 379 credit unions

How Members First compares to Texas peers

Net worth ratio
Top 1% of $100M–1B peers
Members First
22.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
Members First
1.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Members First

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.6% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members First over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members First insured?

Yes. Members First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members First: frequently asked questions

Is Members First a good credit union?

Members First earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.6% capital ratio); Strongly profitable (ROA 1.06%).

Is Members First NCUA-insured?

Yes. Members First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members First?

Members First holds $191 million in total assets, ranking 81st of 379 credit unions we track in Texas. It serves 12,657 members.

Does Members First have CFPB complaints?

No CFPB complaints against Members First appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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