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credit union

Priority Trust

Houston, TX · Est. 1929
B
Trust Grade
Strong
Score: 82/100

Priority Trust is a credit union based in Houston, Texas, established in 1929, with $192 million in total assets serving 28,089 members. By Trust Grade it ranks 311th of 379 credit unions we track in Texas. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Priority Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$192.4M
$100M–1B institution
Members
28,089
Shares & deposits
Net worth ratio
9.3%
Bottom 19% of $100M–1B peers · Texas median 13.5%
Return on assets
0.2%
Bottom 19% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#311
of 379 credit unions

How Priority Trust compares to Texas peers

Net worth ratio
Bottom 19% of $100M–1B peers
Priority Trust
9.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Priority Trust
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Priority Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Priority Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Priority Trust insured?

Yes. Priority Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Priority Trust: frequently asked questions

Is Priority Trust a good credit union?

Priority Trust earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.23%).

Is Priority Trust NCUA-insured?

Yes. Priority Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Priority Trust?

Priority Trust holds $192 million in total assets, ranking 311th of 379 credit unions we track in Texas. It serves 28,089 members.

Does Priority Trust have CFPB complaints?

No CFPB complaints against Priority Trust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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