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credit union

Nce

Corpus Christi, TX · Est. 1966
93/ 100
Trust Grade
Excellent
93 out of 100

Nce is a credit union based in Corpus Christi, Texas, established in 1966, with $6 million in total assets serving 1,326 members. By Trust Grade it ranks 175th of 379 credit unions we track in Texas. Its net worth ratio of 20.9% is stronger than 81% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Nce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.9M
<$100M institution
Members
1,326
Shares & deposits
Net worth ratio
20.9%
Top 19% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 35% of <$100M peers · Texas median 0.58%
Rank in Texas
#175
of 379 credit unions

How Nce compares to Texas peers

Net worth ratio
Top 19% of <$100M peers
Nce
20.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
Nce
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Nce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
93/100
  • Strongly capitalized (20.9% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Nce over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nce insured?

Yes. Nce is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nce: frequently asked questions

Is Nce a good credit union?

Nce earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (20.9% capital ratio); Profitable (ROA 0.31%).

Is Nce NCUA-insured?

Yes. Nce is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nce?

Nce holds $6 million in total assets, ranking 175th of 379 credit unions we track in Texas. It serves 1,326 members.

Does Nce have CFPB complaints?

No CFPB complaints against Nce appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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