South Texas Regional
South Texas Regional is a credit union based in Laredo, Texas, established in 1950, with $6 million in total assets serving 1,116 members. By Trust Grade it ranks 113th of 379 credit unions we track in Texas. Its net worth ratio of 15.6% is stronger than 59% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against South Texas Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Texas Regional compares to Texas peers
How we graded South Texas Regional
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.6% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Texas Regional over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Texas Regional insured?
Yes. South Texas Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Texas Regional: frequently asked questions
Is South Texas Regional a good credit union?
South Texas Regional earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.77%).
Is South Texas Regional NCUA-insured?
Yes. South Texas Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Texas Regional?
South Texas Regional holds $6 million in total assets, ranking 113th of 379 credit unions we track in Texas. It serves 1,116 members.
Does South Texas Regional have CFPB complaints?
No CFPB complaints against South Texas Regional appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
