Central Texas Teachers
Central Texas Teachers is a credit union based in Corsicana, Texas, established in 1956, with $14 million in total assets serving 1,533 members. By Trust Grade it ranks 251st of 379 credit unions we track in Texas. Its net worth ratio of 16.2% is stronger than 62% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Central Texas Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Texas Teachers compares to Texas peers
How we graded Central Texas Teachers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.2% capital ratio)
- Unprofitable over the period (ROA -0.19%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Texas Teachers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Texas Teachers insured?
Yes. Central Texas Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Texas Teachers: frequently asked questions
Is Central Texas Teachers a good credit union?
Central Texas Teachers earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Unprofitable over the period (ROA -0.19%).
Is Central Texas Teachers NCUA-insured?
Yes. Central Texas Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Texas Teachers?
Central Texas Teachers holds $14 million in total assets, ranking 251st of 379 credit unions we track in Texas. It serves 1,533 members.
Does Central Texas Teachers have CFPB complaints?
No CFPB complaints against Central Texas Teachers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
