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credit union

Central Texas Teachers

Corsicana, TX · Est. 1956
B
Trust Grade
Strong
Score: 88/100

Central Texas Teachers is a credit union based in Corsicana, Texas, established in 1956, with $14 million in total assets serving 1,533 members. By Trust Grade it ranks 251st of 379 credit unions we track in Texas. Its net worth ratio of 16.2% is stronger than 62% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Central Texas Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.7M
<$100M institution
Members
1,533
Shares & deposits
Net worth ratio
16.2%
Top 38% of <$100M peers · Texas median 13.5%
Return on assets
-0.2%
Bottom 18% of <$100M peers · Texas median 0.58%
Rank in Texas
#251
of 379 credit unions

How Central Texas Teachers compares to Texas peers

Net worth ratio
Top 38% of <$100M peers
Central Texas
16.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Central Texas
-0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Central Texas Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (16.2% capital ratio)
  • Unprofitable over the period (ROA -0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Texas Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Central Texas Teachers insured?

Yes. Central Texas Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Texas Teachers: frequently asked questions

Is Central Texas Teachers a good credit union?

Central Texas Teachers earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Unprofitable over the period (ROA -0.19%).

Is Central Texas Teachers NCUA-insured?

Yes. Central Texas Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Central Texas Teachers?

Central Texas Teachers holds $14 million in total assets, ranking 251st of 379 credit unions we track in Texas. It serves 1,533 members.

Does Central Texas Teachers have CFPB complaints?

No CFPB complaints against Central Texas Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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