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credit union

Coastal Bend P O

Victoria, TX · Est. 1956
A
Trust Grade
Excellent
Score: 92/100

Coastal Bend P O is a credit union based in Victoria, Texas, established in 1956, with $13 million in total assets serving 932 members. By Trust Grade it ranks 183rd of 379 credit unions we track in Texas. Its net worth ratio of 25.2% is stronger than 90% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Coastal Bend P O appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.0M
<$100M institution
Members
932
Shares & deposits
Net worth ratio
25.2%
Top 10% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 33% of <$100M peers · Texas median 0.58%
Rank in Texas
#183
of 379 credit unions

How Coastal Bend P O compares to Texas peers

Net worth ratio
Top 10% of <$100M peers
Coastal Bend
25.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
Coastal Bend
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Coastal Bend P O

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (25.2% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coastal Bend P O over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coastal Bend P O insured?

Yes. Coastal Bend P O is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coastal Bend P O: frequently asked questions

Is Coastal Bend P O a good credit union?

Coastal Bend P O earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (25.2% capital ratio); Profitable (ROA 0.26%).

Is Coastal Bend P O NCUA-insured?

Yes. Coastal Bend P O is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coastal Bend P O?

Coastal Bend P O holds $13 million in total assets, ranking 183rd of 379 credit unions we track in Texas. It serves 932 members.

Does Coastal Bend P O have CFPB complaints?

No CFPB complaints against Coastal Bend P O appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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