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credit union

Morris Sheppard Texarkana

Texarkana, TX · Est. 1934
A
Trust Grade
Excellent
Score: 95/100

Morris Sheppard Texarkana is a credit union based in Texarkana, Texas, established in 1934, with $13 million in total assets serving 1,251 members. By Trust Grade it ranks 129th of 379 credit unions we track in Texas. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Morris Sheppard Texarkana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.4M
<$100M institution
Members
1,251
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Texas median 13.5%
Return on assets
0.9%
Top 33% of <$100M peers · Texas median 0.58%
Rank in Texas
#129
of 379 credit unions

How Morris Sheppard Texarkana compares to Texas peers

Net worth ratio
Bottom 26% of <$100M peers
Morris Sheppard
11.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Morris Sheppard
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Morris Sheppard Texarkana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Morris Sheppard Texarkana over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Morris Sheppard Texarkana insured?

Yes. Morris Sheppard Texarkana is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Morris Sheppard Texarkana: frequently asked questions

Is Morris Sheppard Texarkana a good credit union?

Morris Sheppard Texarkana earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.95%).

Is Morris Sheppard Texarkana NCUA-insured?

Yes. Morris Sheppard Texarkana is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Morris Sheppard Texarkana?

Morris Sheppard Texarkana holds $13 million in total assets, ranking 129th of 379 credit unions we track in Texas. It serves 1,251 members.

Does Morris Sheppard Texarkana have CFPB complaints?

No CFPB complaints against Morris Sheppard Texarkana appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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