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credit union

Victoria City-County Employees

Victoria, TX · Est. 1960
A
Trust Grade
Excellent
Score: 92/100

Victoria City-County Employees is a credit union based in Victoria, Texas, established in 1960, with $7 million in total assets serving 873 members. By Trust Grade it ranks 185th of 379 credit unions we track in Texas. Its net worth ratio of 14.6% is stronger than 53% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Victoria City-County Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.2M
<$100M institution
Members
873
Shares & deposits
Net worth ratio
14.6%
Top 47% of <$100M peers · Texas median 13.5%
Return on assets
0.2%
Bottom 29% of <$100M peers · Texas median 0.58%
Rank in Texas
#185
of 379 credit unions

How Victoria City-County Employees compares to Texas peers

Net worth ratio
Top 47% of <$100M peers
Victoria City-County
14.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Victoria City-County
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Victoria City-County Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (14.6% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Victoria City-County Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Victoria City-County Employees insured?

Yes. Victoria City-County Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Victoria City-County Employees: frequently asked questions

Is Victoria City-County Employees a good credit union?

Victoria City-County Employees earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Profitable (ROA 0.19%).

Is Victoria City-County Employees NCUA-insured?

Yes. Victoria City-County Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Victoria City-County Employees?

Victoria City-County Employees holds $7 million in total assets, ranking 185th of 379 credit unions we track in Texas. It serves 873 members.

Does Victoria City-County Employees have CFPB complaints?

No CFPB complaints against Victoria City-County Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Sherwin
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City Of Deer Park
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Galveston Government Employees
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Brownsville City Employees
credit union · Brownsville, TX · $7M assets
Wharton County Teachers
credit union · Wharton, TX · $8M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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