Firstlight
Firstlight is a credit union based in El Paso, Texas, established in 1955, with $1.6 billion in total assets serving 98,481 members. By Trust Grade it ranks 232nd of 379 credit unions we track in Texas. Its net worth ratio of 10.2% trails most similarly sized credit unions (36th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Firstlight appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Firstlight compares to Texas peers
How we graded Firstlight
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Profitable (ROA 0.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Firstlight over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Firstlight insured?
Yes. Firstlight is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Firstlight: frequently asked questions
Is Firstlight a good credit union?
Firstlight earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.71%).
Is Firstlight NCUA-insured?
Yes. Firstlight is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Firstlight?
Firstlight holds $1.6 billion in total assets, ranking 232nd of 379 credit unions we track in Texas. It serves 98,481 members.
Does Firstlight have CFPB complaints?
No CFPB complaints against Firstlight appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
