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credit union

Red River Employees

Texarkana, TX · Est. 1943
A
Trust Grade
Excellent
Score: 97/100

Red River Employees is a credit union based in Texarkana, Texas, established in 1943, with $1.6 billion in total assets serving 124,743 members. By Trust Grade it ranks 92nd of 379 credit unions we track in Texas. Its net worth ratio of 13.5% is stronger than 86% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Red River Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
124,743
Shares & deposits
Net worth ratio
13.5%
Top 14% of $1B–10B peers · Texas median 13.5%
Return on assets
0.9%
Top 34% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#92
of 379 credit unions

How Red River Employees compares to Texas peers

Net worth ratio
Top 14% of $1B–10B peers
Red River
13.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $1B–10B peers
Red River
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Red River Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Red River Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Red River Employees insured?

Yes. Red River Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Red River Employees: frequently asked questions

Is Red River Employees a good credit union?

Red River Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.91%).

Is Red River Employees NCUA-insured?

Yes. Red River Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Red River Employees?

Red River Employees holds $1.6 billion in total assets, ranking 92nd of 379 credit unions we track in Texas. It serves 124,743 members.

Does Red River Employees have CFPB complaints?

No CFPB complaints against Red River Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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