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credit union

Amoco

Texas City, TX · Est. 1937
B
Trust Grade
Strong
Score: 82/100

Amoco is a credit union based in Texas City, Texas, established in 1937, with $1.5 billion in total assets serving 96,998 members. By Trust Grade it ranks 303rd of 379 credit unions we track in Texas. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Amoco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Members
96,998
Shares & deposits
Net worth ratio
9.0%
Bottom 14% of $1B–10B peers · Texas median 13.5%
Return on assets
0.3%
Bottom 15% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#303
of 379 credit unions

How Amoco compares to Texas peers

Net worth ratio
Bottom 14% of $1B–10B peers
Amoco
9.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $1B–10B peers
Amoco
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Amoco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Amoco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Amoco insured?

Yes. Amoco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Amoco: frequently asked questions

Is Amoco a good credit union?

Amoco earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.30%).

Is Amoco NCUA-insured?

Yes. Amoco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Amoco?

Amoco holds $1.5 billion in total assets, ranking 303rd of 379 credit unions we track in Texas. It serves 96,998 members.

Does Amoco have CFPB complaints?

No CFPB complaints against Amoco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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