Raiz
Raiz is a credit union based in El Paso, Texas, established in 1936, with $1.1 billion in total assets serving 79,277 members. By Trust Grade it ranks 219th of 379 credit unions we track in Texas. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Raiz appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Raiz compares to Texas peers
How we graded Raiz
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Raiz over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Raiz insured?
Yes. Raiz is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Raiz: frequently asked questions
Is Raiz a good credit union?
Raiz earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.01%).
Is Raiz NCUA-insured?
Yes. Raiz is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Raiz?
Raiz holds $1.1 billion in total assets, ranking 219th of 379 credit unions we track in Texas. It serves 79,277 members.
Does Raiz have CFPB complaints?
No CFPB complaints against Raiz appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
