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credit union

Alliance

Lubbock, TX · Est. 1940
92/ 100
Trust Grade
Excellent
92 out of 100

Alliance is a credit union based in Lubbock, Texas, established in 1940, with $1.1 billion in total assets serving 83,777 members. By Trust Grade it ranks 204th of 379 credit unions we track in Texas. Its net worth ratio of 10.9% is stronger than 54% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Alliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
83,777
Shares & deposits
Net worth ratio
10.9%
Top 46% of $1B–10B peers · Texas median 13.5%
Return on assets
0.8%
Top 45% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#204
of 379 credit unions

How Alliance compares to Texas peers

Net worth ratio
Top 46% of $1B–10B peers
Alliance
10.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $1B–10B peers
Alliance
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Alliance

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Alliance insured?

Yes. Alliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance: frequently asked questions

Is Alliance a good credit union?

Alliance earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.76%).

Is Alliance NCUA-insured?

Yes. Alliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alliance?

Alliance holds $1.1 billion in total assets, ranking 204th of 379 credit unions we track in Texas. It serves 83,777 members.

Does Alliance have CFPB complaints?

No CFPB complaints against Alliance appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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