Fivepoint
Fivepoint is a credit union based in Nederland, Texas, established in 1935, with $1.1 billion in total assets serving 58,218 members. By Trust Grade it ranks 330th of 379 credit unions we track in Texas. Its net worth ratio of 8.9% trails most similarly sized credit unions (11th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.00% return on assets), a point to watch. No consumer complaints against Fivepoint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fivepoint compares to Texas peers
How we graded Fivepoint
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Unprofitable over the period (ROA -0.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fivepoint over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fivepoint insured?
Yes. Fivepoint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fivepoint: frequently asked questions
Is Fivepoint a good credit union?
Fivepoint earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -0.00%).
Is Fivepoint NCUA-insured?
Yes. Fivepoint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fivepoint?
Fivepoint holds $1.1 billion in total assets, ranking 330th of 379 credit unions we track in Texas. It serves 58,218 members.
Does Fivepoint have CFPB complaints?
No CFPB complaints against Fivepoint appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
