Southern Star
Southern Star is a credit union based in Houston, Texas, established in 1953, with $18 million in total assets serving 2,741 members. By Trust Grade it ranks 300th of 379 credit unions we track in Texas. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.70% return on assets), a point to watch. No consumer complaints against Southern Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Star compares to Texas peers
How we graded Southern Star
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Unprofitable over the period (ROA -0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Star over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southern Star insured?
Yes. Southern Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Star: frequently asked questions
Is Southern Star a good credit union?
Southern Star earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Unprofitable over the period (ROA -0.70%).
Is Southern Star NCUA-insured?
Yes. Southern Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southern Star?
Southern Star holds $18 million in total assets, ranking 300th of 379 credit unions we track in Texas. It serves 2,741 members.
Does Southern Star have CFPB complaints?
No CFPB complaints against Southern Star appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
