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credit union

Victoria Teachers

Victoria, TX · Est. 1955
A
Trust Grade
Excellent
Score: 93/100

Victoria Teachers is a credit union based in Victoria, Texas, established in 1955, with $18 million in total assets serving 1,391 members. By Trust Grade it ranks 164th of 379 credit unions we track in Texas. Its net worth ratio of 32.5% is stronger than 96% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Victoria Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.1M
<$100M institution
Members
1,391
Shares & deposits
Net worth ratio
32.5%
Top 4% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 35% of <$100M peers · Texas median 0.58%
Rank in Texas
#164
of 379 credit unions

How Victoria Teachers compares to Texas peers

Net worth ratio
Top 4% of <$100M peers
Victoria Teachers
32.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
Victoria Teachers
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Victoria Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (32.5% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Victoria Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Victoria Teachers insured?

Yes. Victoria Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Victoria Teachers: frequently asked questions

Is Victoria Teachers a good credit union?

Victoria Teachers earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (32.5% capital ratio); Profitable (ROA 0.30%).

Is Victoria Teachers NCUA-insured?

Yes. Victoria Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Victoria Teachers?

Victoria Teachers holds $18 million in total assets, ranking 164th of 379 credit unions we track in Texas. It serves 1,391 members.

Does Victoria Teachers have CFPB complaints?

No CFPB complaints against Victoria Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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