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Ellis County Teachers And Employees

Waxahachie, TX · Est. 1958
98/ 100
Trust Grade
Excellent
98 out of 100

Ellis County Teachers And Employees is a credit union based in Waxahachie, Texas, established in 1958, with $18 million in total assets serving 2,224 members. By Trust Grade it ranks 28th of 379 credit unions we track in Texas. Its net worth ratio of 19.8% is stronger than 77% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Ellis County Teachers And Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.4M
<$100M institution
Members
2,224
Shares & deposits
Net worth ratio
19.8%
Top 23% of <$100M peers · Texas median 13.5%
Return on assets
1.7%
Top 12% of <$100M peers · Texas median 0.58%
Rank in Texas
#28
of 379 credit unions

How Ellis County Teachers And Employees compares to Texas peers

Net worth ratio
Top 23% of <$100M peers
Ellis County
19.8%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of <$100M peers
Ellis County
1.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Ellis County Teachers And Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (19.8% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Ellis County Teachers And Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ellis County Teachers And Employees insured?

Yes. Ellis County Teachers And Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ellis County Teachers And Employees: frequently asked questions

Is Ellis County Teachers And Employees a good credit union?

Ellis County Teachers And Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Strongly profitable (ROA 1.65%).

Is Ellis County Teachers And Employees NCUA-insured?

Yes. Ellis County Teachers And Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ellis County Teachers And Employees?

Ellis County Teachers And Employees holds $18 million in total assets, ranking 28th of 379 credit unions we track in Texas. It serves 2,224 members.

Does Ellis County Teachers And Employees have CFPB complaints?

No CFPB complaints against Ellis County Teachers And Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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