Houston Belt & Terminal
Houston Belt & Terminal is a credit union based in Humble, Texas, established in 1949, with $4 million in total assets serving 590 members. By Trust Grade it ranks 10th of 379 credit unions we track in Texas. Its net worth ratio of 40.8% is stronger than 98% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Houston Belt & Terminal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Houston Belt & Terminal compares to Texas peers
How we graded Houston Belt & Terminal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (40.8% capital ratio)
- Strongly profitable (ROA 1.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Houston Belt & Terminal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Houston Belt & Terminal insured?
Yes. Houston Belt & Terminal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Houston Belt & Terminal: frequently asked questions
Is Houston Belt & Terminal a good credit union?
Houston Belt & Terminal earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (40.8% capital ratio); Strongly profitable (ROA 1.97%).
Is Houston Belt & Terminal NCUA-insured?
Yes. Houston Belt & Terminal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Houston Belt & Terminal?
Houston Belt & Terminal holds $4 million in total assets, ranking 10th of 379 credit unions we track in Texas. It serves 590 members.
Does Houston Belt & Terminal have CFPB complaints?
No CFPB complaints against Houston Belt & Terminal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
