Plains
Plains is a credit union based in Plainview, Texas, established in 1958, with $4 million in total assets serving 423 members. By Trust Grade it ranks 206th of 379 credit unions we track in Texas. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Plains appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Plains compares to Texas peers
How we graded Plains
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Profitable (ROA 0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Plains over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Plains insured?
Yes. Plains is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Plains: frequently asked questions
Is Plains a good credit union?
Plains earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Profitable (ROA 0.08%).
Is Plains NCUA-insured?
Yes. Plains is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Plains?
Plains holds $4 million in total assets, ranking 206th of 379 credit unions we track in Texas. It serves 423 members.
Does Plains have CFPB complaints?
No CFPB complaints against Plains appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
