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credit union

Vidor Teachers

Vidor, TX · Est. 1973
94/ 100
Trust Grade
Excellent
94 out of 100

Vidor Teachers is a credit union based in Vidor, Texas, established in 1973, with $3 million in total assets serving 476 members. By Trust Grade it ranks 151st of 379 credit unions we track in Texas. Its net worth ratio of 15.8% is stronger than 60% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Vidor Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3M
<$100M institution
Members
476
Shares & deposits
Net worth ratio
15.8%
Top 40% of <$100M peers · Texas median 13.5%
Return on assets
0.5%
Bottom 43% of <$100M peers · Texas median 0.58%
Rank in Texas
#151
of 379 credit unions

How Vidor Teachers compares to Texas peers

Net worth ratio
Top 40% of <$100M peers
Vidor Teachers
15.8%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Vidor Teachers
0.5%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Vidor Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
94/100
  • Strongly capitalized (15.8% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Vidor Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vidor Teachers insured?

Yes. Vidor Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vidor Teachers: frequently asked questions

Is Vidor Teachers a good credit union?

Vidor Teachers earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.47%).

Is Vidor Teachers NCUA-insured?

Yes. Vidor Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vidor Teachers?

Vidor Teachers holds $3 million in total assets, ranking 151st of 379 credit unions we track in Texas. It serves 476 members.

Does Vidor Teachers have CFPB complaints?

No CFPB complaints against Vidor Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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