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credit union

Westex Community

Kermit, TX · Est. 1960
98/ 100
Trust Grade
Excellent
98 out of 100

Westex Community is a credit union based in Kermit, Texas, established in 1960, with $233 million in total assets serving 17,037 members. By Trust Grade it ranks 83rd of 379 credit unions we track in Texas. Its net worth ratio of 14.6% is stronger than 85% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against Westex Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$233.4M
$100M–1B institution
Members
17,037
Shares & deposits
Net worth ratio
14.6%
Top 15% of $100M–1B peers · Texas median 13.5%
Return on assets
2.2%
Top 2% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#83
of 379 credit unions

How Westex Community compares to Texas peers

Net worth ratio
Top 15% of $100M–1B peers
Westex Community
14.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $100M–1B peers
Westex Community
2.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Westex Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 2.17%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Westex Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westex Community insured?

Yes. Westex Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westex Community: frequently asked questions

Is Westex Community a good credit union?

Westex Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 2.17%).

Is Westex Community NCUA-insured?

Yes. Westex Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westex Community?

Westex Community holds $233 million in total assets, ranking 83rd of 379 credit unions we track in Texas. It serves 17,037 members.

Does Westex Community have CFPB complaints?

No CFPB complaints against Westex Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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