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credit union

Northeast Panhandle Teachers

Perryton, TX · Est. 1969
A
Trust Grade
Excellent
Score: 97/100

Northeast Panhandle Teachers is a credit union based in Perryton, Texas, established in 1969, with $22 million in total assets serving 2,421 members. By Trust Grade it ranks 98th of 379 credit unions we track in Texas. Its net worth ratio of 21.4% is stronger than 82% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Northeast Panhandle Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$21.9M
<$100M institution
Members
2,421
Shares & deposits
Net worth ratio
21.4%
Top 18% of <$100M peers · Texas median 13.5%
Return on assets
0.9%
Top 36% of <$100M peers · Texas median 0.58%
Rank in Texas
#98
of 379 credit unions

How Northeast Panhandle Teachers compares to Texas peers

Net worth ratio
Top 18% of <$100M peers
Northeast Panhandle
21.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Northeast Panhandle
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Northeast Panhandle Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (21.4% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northeast Panhandle Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northeast Panhandle Teachers insured?

Yes. Northeast Panhandle Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northeast Panhandle Teachers: frequently asked questions

Is Northeast Panhandle Teachers a good credit union?

Northeast Panhandle Teachers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (21.4% capital ratio); Profitable (ROA 0.88%).

Is Northeast Panhandle Teachers NCUA-insured?

Yes. Northeast Panhandle Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northeast Panhandle Teachers?

Northeast Panhandle Teachers holds $22 million in total assets, ranking 98th of 379 credit unions we track in Texas. It serves 2,421 members.

Does Northeast Panhandle Teachers have CFPB complaints?

No CFPB complaints against Northeast Panhandle Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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