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Mopac Employees

Palestine, TX · Est. 1936
83/ 100
Trust Grade
Strong
83 out of 100

Mopac Employees is a credit union based in Palestine, Texas, established in 1936, with $23 million in total assets serving 2,429 members. By Trust Grade it ranks 297th of 379 credit unions we track in Texas. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Mopac Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.5M
<$100M institution
Members
2,429
Shares & deposits
Net worth ratio
9.6%
Bottom 14% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 32% of <$100M peers · Texas median 0.58%
Rank in Texas
#297
of 379 credit unions

How Mopac Employees compares to Texas peers

Net worth ratio
Bottom 14% of <$100M peers
Mopac Employees
9.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
Mopac Employees
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mopac Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
83/100
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Mopac Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mopac Employees insured?

Yes. Mopac Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mopac Employees: frequently asked questions

Is Mopac Employees a good credit union?

Mopac Employees earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.25%).

Is Mopac Employees NCUA-insured?

Yes. Mopac Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mopac Employees?

Mopac Employees holds $23 million in total assets, ranking 297th of 379 credit unions we track in Texas. It serves 2,429 members.

Does Mopac Employees have CFPB complaints?

No CFPB complaints against Mopac Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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