Alba-Golden
Alba-Golden is a credit union based in Alba, Texas, established in 1960, with $22 million in total assets serving 1,562 members. By Trust Grade it ranks 94th of 379 credit unions we track in Texas. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Alba-Golden appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alba-Golden compares to Texas peers
How we graded Alba-Golden
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.6% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alba-Golden over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alba-Golden insured?
Yes. Alba-Golden is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alba-Golden: frequently asked questions
Is Alba-Golden a good credit union?
Alba-Golden earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Profitable (ROA 0.83%).
Is Alba-Golden NCUA-insured?
Yes. Alba-Golden is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alba-Golden?
Alba-Golden holds $22 million in total assets, ranking 94th of 379 credit unions we track in Texas. It serves 1,562 members.
Does Alba-Golden have CFPB complaints?
No CFPB complaints against Alba-Golden appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
