Naft
Naft is a credit union based in Pharr, Texas, established in 1956, with $152 million in total assets serving 12,072 members. By Trust Grade it ranks 26th of 379 credit unions we track in Texas. Its net worth ratio of 17.0% is stronger than 94% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against Naft appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Naft compares to Texas peers
How we graded Naft
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.0% capital ratio)
- Strongly profitable (ROA 1.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Naft over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Naft insured?
Yes. Naft is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Naft: frequently asked questions
Is Naft a good credit union?
Naft earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Strongly profitable (ROA 1.70%).
Is Naft NCUA-insured?
Yes. Naft is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Naft?
Naft holds $152 million in total assets, ranking 26th of 379 credit unions we track in Texas. It serves 12,072 members.
Does Naft have CFPB complaints?
No CFPB complaints against Naft appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
