River City
River City is a credit union based in San Antonio, Texas, established in 1936, with $153 million in total assets serving 11,716 members. By Trust Grade it ranks 371st of 379 credit unions we track in Texas. Its net worth ratio of 11.0% trails most similarly sized credit unions (47th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.90% return on assets), a point to watch. No consumer complaints against River City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How River City compares to Texas peers
How we graded River City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Unprofitable over the period (ROA -1.90%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for River City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at River City insured?
Yes. River City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River City: frequently asked questions
Is River City a good credit union?
River City earns a Bankzia Trust Grade of D (69/100, "Fair"), based on a financial-strength score of 69/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Unprofitable over the period (ROA -1.90%).
Is River City NCUA-insured?
Yes. River City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is River City?
River City holds $153 million in total assets, ranking 371st of 379 credit unions we track in Texas. It serves 11,716 members.
Does River City have CFPB complaints?
No CFPB complaints against River City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
