Baptist
Baptist is a credit union based in San Antonio, Texas, established in 1955, with $55 million in total assets serving 7,547 members. By Trust Grade it ranks 321st of 379 credit unions we track in Texas. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Baptist appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Baptist compares to Texas peers
How we graded Baptist
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Baptist over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Baptist insured?
Yes. Baptist is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Baptist: frequently asked questions
Is Baptist a good credit union?
Baptist earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.46%).
Is Baptist NCUA-insured?
Yes. Baptist is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Baptist?
Baptist holds $55 million in total assets, ranking 321st of 379 credit unions we track in Texas. It serves 7,547 members.
Does Baptist have CFPB complaints?
No CFPB complaints against Baptist appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
