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credit union

Select

San Antonio, TX · Est. 1939
B
Trust Grade
Strong
Score: 82/100

Select is a credit union based in San Antonio, Texas, established in 1939, with $59 million in total assets serving 5,462 members. By Trust Grade it ranks 304th of 379 credit unions we track in Texas. Its net worth ratio of 15.5% is stronger than 58% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.87% return on assets), a point to watch. No consumer complaints against Select appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.6M
<$100M institution
Members
5,462
Shares & deposits
Net worth ratio
15.5%
Top 42% of <$100M peers · Texas median 13.5%
Return on assets
-0.9%
Bottom 9% of <$100M peers · Texas median 0.58%
Rank in Texas
#304
of 379 credit unions

How Select compares to Texas peers

Net worth ratio
Top 42% of <$100M peers
Select
15.5%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of <$100M peers
Select
-0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Select

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Strongly capitalized (15.5% capital ratio)
  • Unprofitable over the period (ROA -0.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Select over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Select insured?

Yes. Select is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Select: frequently asked questions

Is Select a good credit union?

Select earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Unprofitable over the period (ROA -0.87%).

Is Select NCUA-insured?

Yes. Select is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Select?

Select holds $59 million in total assets, ranking 304th of 379 credit unions we track in Texas. It serves 5,462 members.

Does Select have CFPB complaints?

No CFPB complaints against Select appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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