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credit union

Big Spring Education Employees

Big Spring, TX · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Big Spring Education Employees is a credit union based in Big Spring, Texas, established in 1955, with $56 million in total assets serving 4,278 members. By Trust Grade it ranks 24th of 379 credit unions we track in Texas. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 3.24% return on assets. No consumer complaints against Big Spring Education Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.8M
<$100M institution
Members
4,278
Shares & deposits
Net worth ratio
17.9%
Top 30% of <$100M peers · Texas median 13.5%
Return on assets
3.2%
Top 2% of <$100M peers · Texas median 0.58%
Rank in Texas
#24
of 379 credit unions

How Big Spring Education Employees compares to Texas peers

Net worth ratio
Top 30% of <$100M peers
Big Spring
17.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Big Spring
3.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Big Spring Education Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.9% capital ratio)
  • Strongly profitable (ROA 3.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Big Spring Education Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Big Spring Education Employees insured?

Yes. Big Spring Education Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Big Spring Education Employees: frequently asked questions

Is Big Spring Education Employees a good credit union?

Big Spring Education Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 3.24%).

Is Big Spring Education Employees NCUA-insured?

Yes. Big Spring Education Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Big Spring Education Employees?

Big Spring Education Employees holds $56 million in total assets, ranking 24th of 379 credit unions we track in Texas. It serves 4,278 members.

Does Big Spring Education Employees have CFPB complaints?

No CFPB complaints against Big Spring Education Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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