Vitelco Employees
Vitelco Employees is a credit union based in Charlotte Amali, U.S. Virgin Islands, established in 1979, with $2 million in total assets serving 332 members. By Trust Grade it ranks 5th of 5 credit unions we track in U.S. Virgin Islands. Its net worth ratio of 5.3% trails most similarly sized credit unions (1th percentile), versus a U.S. Virgin Islands median of 16.8%. It posted a loss over the most recent period (-6.96% return on assets), a point to watch. No consumer complaints against Vitelco Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vitelco Employees compares to U.S. Virgin Islands peers
How we graded Vitelco Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (5.3%)
- Unprofitable over the period (ROA -6.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vitelco Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vitelco Employees insured?
Yes. Vitelco Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vitelco Employees: frequently asked questions
Is Vitelco Employees a good credit union?
Vitelco Employees earns a Bankzia Trust Grade of F (36/100, "Weak"), based on a financial-strength score of 36/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.3%); Unprofitable over the period (ROA -6.96%).
Is Vitelco Employees NCUA-insured?
Yes. Vitelco Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vitelco Employees?
Vitelco Employees holds $2 million in total assets, ranking 5th of 5 credit unions we track in U.S. Virgin Islands. It serves 332 members.
Does Vitelco Employees have CFPB complaints?
No CFPB complaints against Vitelco Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
