Education 1st
Education 1st is a credit union based in Ogden, Utah, established in 1932, with $62 million in total assets serving 2,590 members. By Trust Grade it ranks 34th of 52 credit unions we track in Utah. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Education 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Education 1st compares to Utah peers
How we graded Education 1st
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Education 1st over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Education 1st insured?
Yes. Education 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Education 1st: frequently asked questions
Is Education 1st a good credit union?
Education 1st earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.86%).
Is Education 1st NCUA-insured?
Yes. Education 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Education 1st?
Education 1st holds $62 million in total assets, ranking 34th of 52 credit unions we track in Utah. It serves 2,590 members.
Does Education 1st have CFPB complaints?
No CFPB complaints against Education 1st appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
