credit union

C U P

Provo, UT · Est. 1960
B
Trust Grade
Strong
Score: 89/100

C U P is a credit union based in Provo, Utah, established in 1960, with $10 million in total assets serving 791 members. By Trust Grade it ranks 33rd of 52 credit unions we track in Utah. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against C U P appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.0M
<$100M institution
Members
791
Shares & deposits
—
Net worth ratio
11.4%
Bottom 28% of <$100M peers · Utah median 12.1%
Return on assets
0.1%
Bottom 27% of <$100M peers · Utah median 0.87%
Rank in Utah
#33
of 52 credit unions

How C U P compares to Utah peers

Net worth ratio
Bottom 28% of <$100M peers
C U
11.4%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
C U
0.1%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded C U P

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for C U P over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at C U P insured?

Yes. C U P is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

C U P: frequently asked questions

Is C U P a good credit union?

C U P earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.14%).

Is C U P NCUA-insured?

Yes. C U P is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is C U P?

C U P holds $10 million in total assets, ranking 33rd of 52 credit unions we track in Utah. It serves 791 members.

Does C U P have CFPB complaints?

No CFPB complaints against C U P appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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