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credit union

Gibbons And Reed Employees

Salt Lake City, UT · Est. 1962
A
Trust Grade
Excellent
Score: 96/100

Gibbons And Reed Employees is a credit union based in Salt Lake City, Utah, established in 1962, with $6 million in total assets serving 1,040 members. By Trust Grade it ranks 18th of 52 credit unions we track in Utah. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Gibbons And Reed Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.3M
<$100M institution
Members
1,040
Shares & deposits
Net worth ratio
17.9%
Top 30% of <$100M peers · Utah median 12.1%
Return on assets
0.8%
Top 41% of <$100M peers · Utah median 0.87%
Rank in Utah
#18
of 52 credit unions

How Gibbons And Reed Employees compares to Utah peers

Net worth ratio
Top 30% of <$100M peers
Gibbons And
17.9%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
Gibbons And
0.8%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Gibbons And Reed Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (17.9% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gibbons And Reed Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gibbons And Reed Employees insured?

Yes. Gibbons And Reed Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gibbons And Reed Employees: frequently asked questions

Is Gibbons And Reed Employees a good credit union?

Gibbons And Reed Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Profitable (ROA 0.78%).

Is Gibbons And Reed Employees NCUA-insured?

Yes. Gibbons And Reed Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gibbons And Reed Employees?

Gibbons And Reed Employees holds $6 million in total assets, ranking 18th of 52 credit unions we track in Utah. It serves 1,040 members.

Does Gibbons And Reed Employees have CFPB complaints?

No CFPB complaints against Gibbons And Reed Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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