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credit union

Bronco

Franklin, VA · Est. 1941
A
Trust Grade
Excellent
Score: 91/100

Bronco is a credit union based in Franklin, Virginia, established in 1941, with $293 million in total assets serving 19,316 members. By Trust Grade it ranks 46th of 95 credit unions we track in Virginia. Its net worth ratio of 11.0% trails most similarly sized credit unions (46th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Bronco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$293.1M
$100M–1B institution
Members
19,316
Shares & deposits
Net worth ratio
11.0%
Bottom 46% of $100M–1B peers · Virginia median 11.9%
Return on assets
0.6%
Bottom 44% of $100M–1B peers · Virginia median 0.56%
Rank in Virginia
#46
of 95 credit unions

How Bronco compares to Virginia peers

Net worth ratio
Bottom 46% of $100M–1B peers
Bronco
11.0%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Bronco
0.6%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Bronco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (11.0% capital ratio)
  • Profitable (ROA 0.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bronco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bronco insured?

Yes. Bronco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bronco: frequently asked questions

Is Bronco a good credit union?

Bronco earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.61%).

Is Bronco NCUA-insured?

Yes. Bronco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bronco?

Bronco holds $293 million in total assets, ranking 46th of 95 credit unions we track in Virginia. It serves 19,316 members.

Does Bronco have CFPB complaints?

No CFPB complaints against Bronco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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