Lynchburg Municipal Employees
Lynchburg Municipal Employees is a credit union based in Lynchburg, Virginia, established in 1961, with $32 million in total assets serving 2,936 members. By Trust Grade it ranks 33rd of 95 credit unions we track in Virginia. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Lynchburg Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lynchburg Municipal Employees compares to Virginia peers
How we graded Lynchburg Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lynchburg Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Lynchburg Municipal Employees insured?
Yes. Lynchburg Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lynchburg Municipal Employees: frequently asked questions
Is Lynchburg Municipal Employees a good credit union?
Lynchburg Municipal Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.66%).
Is Lynchburg Municipal Employees NCUA-insured?
Yes. Lynchburg Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Lynchburg Municipal Employees?
Lynchburg Municipal Employees holds $32 million in total assets, ranking 33rd of 95 credit unions we track in Virginia. It serves 2,936 members.
Does Lynchburg Municipal Employees have CFPB complaints?
No CFPB complaints against Lynchburg Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
