Strategic
Strategic is a credit union based in Sterling, Virginia, established in 1973, with $23 million in total assets serving 921 members. By Trust Grade it ranks 62nd of 95 credit unions we track in Virginia. Its net worth ratio of 10.1% trails most similarly sized credit unions (18th percentile), versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Strategic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Strategic compares to Virginia peers
How we graded Strategic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Strategic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Strategic insured?
Yes. Strategic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Strategic: frequently asked questions
Is Strategic a good credit union?
Strategic earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.54%).
Is Strategic NCUA-insured?
Yes. Strategic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Strategic?
Strategic holds $23 million in total assets, ranking 62nd of 95 credit unions we track in Virginia. It serves 921 members.
Does Strategic have CFPB complaints?
No CFPB complaints against Strategic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
