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credit union

Augusta County

Verona, VA · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Augusta County is a credit union based in Verona, Virginia, established in 1957, with $26 million in total assets serving 2,386 members. By Trust Grade it ranks 6th of 95 credit unions we track in Virginia. Its net worth ratio of 25.9% is stronger than 91% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Augusta County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.5M
<$100M institution
Members
2,386
Shares & deposits
Net worth ratio
25.9%
Top 9% of <$100M peers · Virginia median 11.9%
Return on assets
1.9%
Top 8% of <$100M peers · Virginia median 0.56%
Rank in Virginia
#6
of 95 credit unions

How Augusta County compares to Virginia peers

Net worth ratio
Top 9% of <$100M peers
Augusta County
25.9%
Virginia median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of <$100M peers
Augusta County
1.9%
Virginia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Augusta County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (25.9% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Augusta County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Augusta County insured?

Yes. Augusta County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Augusta County: frequently asked questions

Is Augusta County a good credit union?

Augusta County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.9% capital ratio); Strongly profitable (ROA 1.85%).

Is Augusta County NCUA-insured?

Yes. Augusta County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Augusta County?

Augusta County holds $26 million in total assets, ranking 6th of 95 credit unions we track in Virginia. It serves 2,386 members.

Does Augusta County have CFPB complaints?

No CFPB complaints against Augusta County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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