Mill Town
Mill Town is a credit union based in Everett, Washington, established in 1939, with $60 million in total assets serving 3,509 members. By Trust Grade it ranks 7th of 75 credit unions we track in Washington. Its net worth ratio of 22.5% is stronger than 84% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Mill Town appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mill Town compares to Washington peers
How we graded Mill Town
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.5% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mill Town over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mill Town insured?
Yes. Mill Town is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mill Town: frequently asked questions
Is Mill Town a good credit union?
Mill Town earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Strongly profitable (ROA 1.26%).
Is Mill Town NCUA-insured?
Yes. Mill Town is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mill Town?
Mill Town holds $60 million in total assets, ranking 7th of 75 credit unions we track in Washington. It serves 3,509 members.
Does Mill Town have CFPB complaints?
No CFPB complaints against Mill Town appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
