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credit union

Spokane City

Spokane, WA · Est. 1934
88/ 100
Trust Grade
Strong
88 out of 100

Spokane City is a credit union based in Spokane, Washington, established in 1934, with $66 million in total assets serving 4,289 members. By Trust Grade it ranks 50th of 75 credit unions we track in Washington. Its net worth ratio of 10.6% trails most similarly sized credit unions (21th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Spokane City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.7M
<$100M institution
Members
4,289
Shares & deposits
Net worth ratio
10.6%
Bottom 21% of <$100M peers · Washington median 12.4%
Return on assets
0.4%
Bottom 40% of <$100M peers · Washington median 0.56%
Rank in Washington
#50
of 75 credit unions

How Spokane City compares to Washington peers

Net worth ratio
Bottom 21% of <$100M peers
Spokane City
10.6%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
Spokane City
0.4%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Spokane City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
88/100
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Spokane City over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Spokane City insured?

Yes. Spokane City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Spokane City: frequently asked questions

Is Spokane City a good credit union?

Spokane City earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.41%).

Is Spokane City NCUA-insured?

Yes. Spokane City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Spokane City?

Spokane City holds $66 million in total assets, ranking 50th of 75 credit unions we track in Washington. It serves 4,289 members.

Does Spokane City have CFPB complaints?

No CFPB complaints against Spokane City appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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