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credit union

Responders Emergency Services

Spokane, WA · Est. 1966
A
Trust Grade
Excellent
Score: 93/100

Responders Emergency Services is a credit union based in Spokane, Washington, established in 1966, with $57 million in total assets serving 2,606 members. By Trust Grade it ranks 38th of 75 credit unions we track in Washington. Its net worth ratio of 16.9% is stronger than 66% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Responders Emergency Services appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$57.0M
<$100M institution
Members
2,606
Shares & deposits
Net worth ratio
16.9%
Top 34% of <$100M peers · Washington median 12.4%
Return on assets
0.3%
Bottom 36% of <$100M peers · Washington median 0.56%
Rank in Washington
#38
of 75 credit unions

How Responders Emergency Services compares to Washington peers

Net worth ratio
Top 34% of <$100M peers
Responders Emergency
16.9%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Responders Emergency
0.3%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Responders Emergency Services

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (16.9% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Responders Emergency Services over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Responders Emergency Services insured?

Yes. Responders Emergency Services is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Responders Emergency Services: frequently asked questions

Is Responders Emergency Services a good credit union?

Responders Emergency Services earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Profitable (ROA 0.32%).

Is Responders Emergency Services NCUA-insured?

Yes. Responders Emergency Services is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Responders Emergency Services?

Responders Emergency Services holds $57 million in total assets, ranking 38th of 75 credit unions we track in Washington. It serves 2,606 members.

Does Responders Emergency Services have CFPB complaints?

No CFPB complaints against Responders Emergency Services appear in our data over the analysis window, which is typical for a credit union of this size.

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Spokane City
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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